100 nippi raha ligimeelitamiseks Liis Zev „Kas sulle tundub, et sinu elus ei ole piisavalt raha? Kas elad palgapäevast palgapäevani pidevalt sente lugedes? Kas raha tuleb su juurde raskustega, või kaob imekiirelt käest? Sellisel juhul see raamat on just sulle, sest siin on järgi proovitud praktilised näpunäited, mis aitavad sinu ellu rohkem raha tuua“
101 Ways to Save Money on Your Tax - Legally! 2014 - 2015 Adrian Raftery As featured on The Project (Channel Ten), A Current Affair (Channel 9), ABC Radio and in Money Magazine. Stop giving your money away! You work hard for your money, and you work even harder to set and keep a budget that makes the most of it. But when tax time arrives, do you feel shorted on your return? Nearly everyone has to pay taxes, but the government is only entitled to so much of your money. You might be letting them keep hundreds or even thousands of dollars that rightfully belong to you. No matter what your accounting habits have been so far, you can still claim what's yours. 101 Ways to Save Money on Your Tax—Legally! 2014 – 2015 is your ultimate guide to maximising your return. Author Adrian Raftery, a.k.a. Mr. Taxman, is Australia's leading personal taxation expert. In the book, Raftery provides the information you need to get back every single dollar you're entitled to, plus tips and tricks that help you get the most out of deductions related to: You, your family, and your property Education, employment, and small business Investment property, shares, and superannuation Special circumstances, including medical expenses and levies The book also contains advice on related matters, including tax-effective investments, tax planning, and how to find a great accountant. All information has been updated to reflect tax law changes wrought by the May 2014 budget. If you're tired of paying too much tax and seeing too little return, 101 Ways to Save Money on Your Tax—Legally! 2014 – 2015 is your comprehensive guide to putting things right, starting now.
101 Ways to Get Out Of Debt and On the Road to Wealth Ashley Ormond 101 Ways to Get Out Of Debt and On the Road to Wealth is the ultimate handbook for anybody who wants to get out of debt and stay out of debt. This book will provide you with an insider’s knowledge of how to beat the lenders at their own game. Inside you will find 101 practical and proven methods that anybody can use to master their debt. Best-selling author Ashley Ormond shows you how to conquer all types of debt, including mortgages, credit cards, car loans, personal loans, investment loans and small business loans. In this book you will learn how to: save a fortune in interest get out of debt years earlier decide which debts to attack first find the best lending deals for your needs manage repayment problems. Ashley Ormond’s common-sense approach will get you debt free and on the road to wealth in no time – and that means more control over your life, less stress, and greater long-term security for you and your family.
101 Tax Secrets For Canadians. Smart Strategies That Can Save You Thousands Tim Cestnick Nothing can better protect hard-earned income and help to accumulate wealth than savvy tax strategies. In this comprehensive guide, Canada's foremost tax expert, Tim Cestnick, offers 101 tips for year-round tax planning that can save Canadians from all walks of life thousands of dollars on their tax bill. It shows readers how they can best build a successful game plan that will reduce their taxes and maximize after-tax investment returns. Cestnick's simple and proven advice makes 101 Tax Secrets for Canadians an essential tool for all Canadians seeking to accumulate wealth and protect their income.
167 Tax Tips for Canadian Small Business. Beat the Taxman to Keep More Money in Your Business Stephen Thompson …a book for every Canadian in a small or home-based business who is struggling with complex tax rules and regulations. —Dale Ennis, Canadian MoneySaver «…easy-going style and avoidance of the more mind-numbing details make for a solid primer on the perks and pitfalls of self-employment. The…one-sentence tips in the appendix are probably worth the price of admission alone.» —Gordon Powers, The Globe and Mail «…one of the better books I've seen on the market for small-business owners and better yet, it's all Canadian content.» —Linda A. Fox, The Toronto Sun As a small-business owner or a home-based entrepreneur, you have lots of questions about taxes, but very few answers. Fortunately for you, 167 Tax Tips for Canadian Small Business contains a wealth of tax planning advice and strategies to help you save on your business tax bill. So whether you want to do it yourself or reduce what you pay your accountant – not to mention the government – this is how you'll keep more money in your pocket, where it belongs. Packed with tax tips that will save you hundreds, or even thousands, of dollars year-round. Written in a question-and-answer format that's easy to understand, practical, and easy to apply. Features 167 «Tax Beaters» – quick-reference tips that highlight key points – plus three bonus tips to help you save even more! Explains how to save taxes in every aspect and at every stage of your business. Features a Year-Round Tax-Planning Calendar. Coverage includes: business start-up, corporate tax planning, GST/HST, deductibility of home and automobile expenses, what to do if you are audited by the Canada Revenue Agency, CPP and QPP deductions for self-employed entrepreneurs, and much more. The ultimate «tax coach» for every Canadian in a small or home-based business, this book will help you to beat the taxman at his own game!
20 простых финансовых советов, или Как сэкономить 1000 евро в год С. В. Березин Каждый из нас ежедневно сталкивается с необходимостью достать кошелек и заплатить за товары, услуги ЖКХ, разговоры по мобильному телефону, кредиты и т. д. И эти счета все растут и растут. Прочитав эту книгу и критически оценив свои траты, читатель увидит, что значительную сумму можно добавить в личный бюджет практически из воздуха.
Для широкого круга читателей
50 уроков привлечения денег от великих учителей мира. Р. Кийосаки, С. Кови, Н. Хилл, Э. де Боно, О. Мандино, Х. Сильва Валентин Штерн Книга адресована всем тем, кто собирается стать богатым. Перед вами, пожалуй, наиболее полный набор советов, которые можно встретить в литературе. Действенных, проверенных советов! Советов от признанных финансовых гуру современности: Наполеона Хилла, Роберта Кийосаки, Эдварда Де Боно, Ога Мандино, Стивена Кови и Хосе Сильвы. Их книги научили миллионы людей, как преодолеть бедность и обрести благосостояние!
Вместе с «золотыми» советами вы найдете в книге шесть потрясающих тренингов с множеством упражнений, направленных на то, чтобы сделать вас «магнитом» для денег, чтобы научить правильно вкладывать деньги, строить отношения и вести переговоры.
Читайте книгу и становитесь академиком «Академии денег»!
50 лучших советов. Как стать богатым Валентин Штерн В наши дни уже ни для кого не секрет, что деньги – это не просто монетки и купюры в вашем кошельке, это нечто большее; что денежная энергия – вполне реальная сила, которой можно научиться управлять; что самые главные препятствия на пути к успеху и процветанию человек ставит себе сам и сам же может их устранить; что путь к достатку нужно начинать с изменений в себе.
Множество людей во всем мире уже убедились: для того чтобы заработать много денег и получить все что душа желает, не обязательно отдавать все свои силы и время изнуряющей работе! Успех, достаток, любые блага можно привлечь в свою жизнь более легкими и приятными способами. Какими? На этот вопрос отвечают гуру в сфере зарабатывания денег – Роберт Кийосаки, Дипак Чопра, Барбара Шер, Джозеф Мэрфи, Наполеон Хилл.
52 Ways to Wreck Your Retirement. ...And How to Rescue It Tina Vito Di Retirement planning isn't something that happens at a specific point in time or at a specific age – we are all affecting our retirement plans every day with every decision we do or don't make. Canadians are living longer, and the average retiree in the future may have as much as 30 years of retirement to plan for, and there are many simple things that will impact our eventual retirement life. 52 Ways to Wreck Your Retirement identifies 52 things we do that could wreck our retirement, explains why it puts your retirement at risk, and provides the strategy to correct the mistake, or better still, avoid it entirely. The book is organized under several key areas of the planning process, including: Starting to Plan for Retirement Mistakes around Investing Mistakes around Debt Saving for Retirement Pensions Living in Retirement Spending in Retirement New Realities about Retirement 52 Ways to Wreck Your Retirement is not a feel-good book about how wonderful retirement will be or an alarming fear-mongering book about dying broke, nor is it a get-rich-late-retirement solution. Quite simply, it is an easily-accessible and practical guide written for Canadians of all ages that gives you the tools you need to better manage the financial and personal aspects of your retirement.
7 Steps to Accelerated Wealth. A Fast-track Introduction to Accelerated Wealth Building Through Property Investment Ian Leslie In Seven Steps to Accelerated Wealth John Fitzgerald shares his seven key principles of accelerated wealth building through property. This practical guide shows readers how to make $1 million by following the author\'s simple and proven system of developing a low-maintenance, low-risk portfolio of investment property as an asset base. Author John Fitzgerald is a property investor and developer. A self-made success story, he made his first million at age 23, having developed a successful formula for real estate investment. He has since bought and sold over 8000 properties.
76 Tips For Investing in an Uncertain Economy For Canadians For Dummies Sheryl Garrett This concise, practical guide gives you the strategies you need to confidently protect and strengthen your financial holdings during troubled economic times. Through 76 smart tips, you’ll discover how to reduce your investment risk, safely accumulate wealth, and determine how much you’ll need for retirement, and how to get there. With tips for everything from improving your credit score to investing through a Tax-Free Savings Account to preparing for financial emergencies, you’ll be on the right track toward a safe and sound financial future, no matter what the economic climate. “[76 Tips For Investing in an Uncertain Economy For Canadians For Dummies] will be an arms-length away at my desk at the National Post, for handy reference.” John Chevreau, The National Post
78 Tax Tips For Canadians For Dummies Christie Henderson Compiled by an expert team of accountants, 78 Tax Tips For Canadians For Dummies offers practical tax planning strategies. These individual tips offer straightforward advice and insight that will save readers aggravation and money.
A Manager's Guide to Strategic Retirement Plan Management Daniel Cassidy "Daniel Cassidy has written a detailed, comprehensive guide for managers to understand and succeed at the ongoing process of managing a company retirement plan. If motivating your employees is important to you as a manager, this book is an essential key to your success." –Josh Gordon, author of Presentations That Change Minds and Selling 2.0 Written by renowned retirement benefits planning specialist Daniel Cassidy, A Manager's Guide to Strategic Retirement Plan Management focuses on current best practices regarding company-sponsored retirement plans within the United States. Filled with in-depth insights and expert advice, this valuable guide will aid managers in applying strategic thinking to their retirement plan management activities–whether it be a 401(k) plan, investing in company stock, or a traditional defined benefit plan. It will also help you to view retirement plans in a holistic manner–ever more necessary given the unpredictable economy and recent troubles with companies such as Enron and WorldCom. Covering everything from administrative issues to financial and legal responsibilities, A Manager's Guide to Strategic Retirement Plan Management will allow you to make the best decisions possible while managing this ongoing process and help you find solutions that best fit your organization's specific needs.
A Pocket Guide to Investing in Positive Cash Flow Property Margaret Lomas For the first time ever, Margaret Lomas has combined all her positive cash flow property strategies into a step-by-step manual to guide new investors through the processes of establishing a property portfolio. Inside you will learn: Where to look for positive cash flow property The contracts you need to understand The process of applying for finance How to choose a property manager Methods to prepare for tax How to manage a property sale. Positive cash flow properties will put money in your pocket each week and can set you on the path to financial freedom. Margaret has included checklists and practical worksheets to guide you along the road one step at a time.
A Trader's Money Management System. How to Ensure Profit and Avoid the Risk of Ruin Steve Nison Money management may very well be the most important piece of the trading puzzle. In A Trader's Money Management System, expert Bennett McDowell provides time-tested techniques that can turn a losing trader into a winning one?and take the winning trader to an entirely new level. In revealing his personal approach to staying out of trouble in the financial markets and maximizing profits, he offers comprehensive insights into: The psychology of risk control as well as the finer aspects of setting stop-loss exits The value of managing trade size and consistent record keeping The process of putting together your own personal money management system Unlike other books that focus on the complex mathematical theories behind money management, this book presents its system in straightforward, easy-to-understand terms that will allow you to quickly see how these concepts work and immediately benefit from the value of effectively managing risk.
AARP Master Your Debt. Slash Your Monthly Payments and Become Debt Free Jordan Goodman E. AARP Digital Editions offer you practical tips, proven solutions, and expert guidance. The world of borrowing and debt management has changed dramatically, leaving people confused about how best to secure their financial future. This book is the only guide with detailed advice to help you become debt free or master the debt you have, based on the latest laws and new government programs and policies implemented under the Obama administration. Is the information and advice on debt management different than in years past? Definitely. In this savvy, engaging guide, bestselling financial expert Jordan Goodman will tell you how to Win the mortgage game: avoid foreclosure, obtain the best refi, and modify your mortgage even if it is «under water» Clean up your credit report and dramatically boost your credit score Negotiate new terms and payments for burdensome medical bills, student loans, and credit cards Protect yourself from the devastation of identity theft Master the new credit card rules, and avoid the rate and fee traps Learn a revolutionary strategy that will help you become mortgage free in 5 to 7 years, change the way you pay all your bills, and save hundreds of thousands of dollars Master Your Debt recommends many pioneering strategies as it lays out an innovative plan for achieving the elusive goal of financial success. The book is filled with helpful web sites, toll free numbers, associations and government agencies, and vetted companies and services to help you implement this advice. In today's volatile economy, getting out of debt is the key to surviving and thriving, and author Jordan Goodman provides you with the strategies and tools to live debt free.
AARP The Seven S.E.C.R.E.T.S. of the Money Masters Robert Shemin AARP Digital Editions offer you practical tips, proven solutions, and expert guidance. The fact is information is power. And, the truth is there's lots of financial advice available. Unfortunately, it's often either too confusing or biased. The Seven S.E.C.R.E.T.S. of the Money Masters cuts through the clutter, clearly presenting the seven most important questions you must be able to answer before making any investment decision. The book offers you some of the information that true money masters know, understand, and use to their advantage—but that hasn't necessarily been passed along to the rest of us. Engaging and informative, the book: Shines a light on the much broader issues of attaining wealth and getting your retirement plans back on track Offers access to the S.E.C.R.E.T.S. website which includes additional resources and access to exclusive debt reduction software The Seven S.E.C.R.E.T.S. of Money Masters goes where most personal finance books – and financial advisors – fear to tread, revealing the S.E.C.R.E.T.S. of Safety, Expense, Cash Flow, Rate of Return, Economy, Tax Efficiency and (common) Sense.
AARP How to Speak Money. The Language and Knowledge You Need Now Christine Romans AARP Digital Editions offer you practical tips, proven solutions, and expert guidance. Do you speak money? You should. It is the world’s most important language. It’s spoken everywhere. Speaking—or at least understanding—this language allows you to follow the real conversations in politics, business, and at work. Understanding money and speaking the language fluently is critical to preparing for a comfortable retirement, building a small business, planning for college and a career for your children. Everyone speaks it differently, with different dialects. Some are riskier than others. Some want to save their money; others want to see it grow. There is no one accent, but understanding the differences will make couples, business partners, and coworkers happier—and wealthier. Authors and CNN financial experts Ali Velshi and Christine Romans speak the global language of money and translate it every day for hundreds of thousands of viewers. And they are here to teach you, too. It’s easier to learn than you might think. Speaking money affects every area of your life. It’s more than simply your savings or the investments you may have. It involves the way you think about money, the way you teach your children about it, and the way you were taught about it yourself. It’s about the way you spend it, save it, invest it, use it, need it and want it. The book will: Shed light on the male and female spending and investing disparity Discuss emerging international economies Weigh the financial hurdle of student debt culminating in a successful job Explain how to budget wisely and build wealth Show how to plan appropriately for retirement How to Speak Money is an easy-to-read, practical book that helps readers become fluent in the world’s most universal language.
AARP The Debt-Free Millionaire. Winning Strategies to Creating Great Credit and Retiring Rich Anthony Manganiello AARP Digital Editions offer you practical tips, proven solutions, and expert guidance. The desire to get out of debt can sometimes be smothered by the sheer volume of information, and misinformation, available. To overcome such obstacles, what you need is one place to find the right answers, right away. That's why author Anthony Manganiello—founder and creator of DebtFREE.com and President and CEO of Centricity, Inc.—has created The Debt-Free Millionaire. Since 1995, Manganiello has helped hundreds of thousands of people get out of debt, and now, he'll show you how to do the same. Throughout these pages, he skillfully outlines a plan that will allow you to eliminate debt, develop better credit, and retire comfortably. You'll learn everything from how to perform a Cash-FLOW AnalysisTM—a straightforward approach to assessing your financial standing—to putting your plan into action. Along the way, Manganiello reveals how debt and credit should fit into your financial life and addresses how to employ specific strategies that will lead you to accumulate wealth instead of what you're most likely doing now, consuming it. No matter what your current financial situation, the five simple steps comprising this plan will put you in a better position to prosper in the years ahead. You'll also find that as you progress through the Debt-Free Millionaire Plan, you'll be fairly well insulated from the economic ups and downs experienced by others who are stumbling through life without a plan. After reading this book, when you think of what a millionaire is, you'll realize that the only difference between you and becoming a millionaire is a matter of time and distance. The strategies outlined here will help you close that gap as quickly as possible.
AARP J.K. Lasser's Small Business Taxes 2010. Your Complete Guide to a Better Bottom Line Barbara Weltman AARP Digital Editions offer you practical tips, proven solutions, and expert guidance. Written in a straightforward and accessible style, this reliable resource offers a complete overview of small business tax planning and provides you with the information needed to make tax-smart decisions throughout the year. Focusing on strategies that help you use deductions and tax credits effectively, shield business income, and maximize other aspects of small business taxes, this practical guide will show you how your actions in business today can affect your bottom line from a tax perspective tomorrow. Includes detailed coverage of the newest tax laws and IRS rules Reveals strategies that can help you run a tax-smart business all year long Contains comprehensive information on each deductible expense, including dollar limits and record-keeping requirements Offers clear instructions on where to report income and claim deductions on your tax forms Provides help with state taxes and a guide to information returns you may need to file Other titles by Weltman: J.K. Lasser's 1001 Deductions & Tax Breaks 2010 Owning a small business is a big responsibility. While many small business owners seek to improve their bottom line, few realize all the ways that both current and new tax laws can help them do so. With J.K. Lasser's Small Business Taxes 2010, you'll quickly discover how.